The 8 Best Credit Unions in Traverse City, MI

Last updated October 26, 2026 · ranked from 548 Google reviews · How we rank

This guide to credit unions in Traverse City, MI brings together options located entirely within the city, led by Credit Union ONE with a 4.7 Google rating from 178 reviews. TBA Credit Union and Team One Credit Union both hold 4.5 ratings, with 102 and 79 reviews, respectively. LMCU has a 3.7 rating from 65 reviews, while MSU Federal Credit Union and Pillur Business Banking has a 3.4 rating from nine reviews. 4Front Credit Union has a 3.0 rating from 90 reviews. These ratings and review counts provide a starting point for comparing the listed credit unions in Traverse City, MI.

Top picks at a glance

  1. 1Credit Union ONECredit Union ONE holds a 4.7 Google rating across 178 reviews, listed on Google as credit union.
  2. 2TBA Credit UnionTBA Credit Union holds a 4.5 Google rating across 102 reviews, listed on Google as credit union.
  3. 3Team One Credit UnionTeam One Credit Union holds a 4.5 Google rating across 79 reviews, listed on Google as credit union.
  1. Credit Union ONE in Traverse City1

    Credit Union ONE

    4.7(178)· Google4.7 out of 5 from 178 reviews (Google rating)

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    Credit Union ONE holds a 4.7 Google rating across 178 reviews, listed on Google as credit union.

    • Knowledgeable account assistance
    • Drive-through access
    • Nationwide ATM network
    “They my visit a pleasant experience. I will recommend them to anyone.”
    — Mike Brougham, 2026-09-24 · google

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  2. TBA Credit Union in Traverse City2

    TBA Credit Union

    4.5(102)· Google4.5 out of 5 from 102 reviews (Google rating)

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    TBA Credit Union holds a 4.5 Google rating across 102 reviews, listed on Google as credit union.

    • Informative staff
    • Drive-through available
    • Wheelchair-accessible entrance
    “Sam M was a total trooper working with us on our account, wonderful to work with - we had a great experience with TBACU”
    — Jonathan Gafill, 2026-10-08 · google

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  3. Team One Credit Union in Traverse City3

    Team One Credit Union

    4.5(79)· Google4.5 out of 5 from 79 reviews (Google rating)

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    Team One Credit Union holds a 4.5 Google rating across 79 reviews, listed on Google as credit union.

    • Clear product explanations
    • Free on-site parking
    • Friday hours until 5:30
    “I don’t come into the office much but the service is always prompt, friendly and helpful. The office is always very tidy and neat as well.”
    — Rob Hanel, 2026-04-21 · google

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  4. LMCU in Traverse City4

    LMCU

    3.7(65)· Google3.7 out of 5 from 65 reviews (Google rating)

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    LMCU holds a 3.7 Google rating across 65 reviews, listed on Google as credit union.

    • Quick account setup
    • Vehicle loan assistance
    • Wheelchair-accessible entrance
    “I have been banking with LMCU for about 10 years. I had some major hiccups with my experiences in the past and most recently with LMCU as a whole. After spending most of my day on the phone, I called the LMCU downtown TC locaiton and spo…”
    — Megan Shepard, 2026-07-20 · google

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  5. MSU Federal Credit Union and Pillur Business Banking in Traverse City5

    MSU Federal Credit Union and Pillur Business Banking

    3.4(9)· Google3.4 out of 5 from 9 reviews (Google rating)

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    MSU Federal Credit Union and Pillur Business Banking holds a 3.4 Google rating across 9 reviews, listed on Google as credit union.

    • Saturday morning hours
    • Helpful staff reviews
    • Wheelchair-accessible entrance
    “I sure have enjoyed the transition to MSU Credit Union. The staff at the Union Street location in Traverse City are so willing to help and answer questions. I also love walking to my bank. Win Win.”
    — Cheryl Bebee, 2022-01-07 · google

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  6. 4Front Credit Union in Traverse City6

    4Front Credit Union

    3.0(90)· Google3.0 out of 5 from 90 reviews (Google rating)

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    Saturday hours and drive-through service give 4Front Credit Union practical appeal at 1234 Hastings St in Traverse City, MI. Its 3.0-star rating across 90 reviews reflects mixed experiences. The location also provides onsite services, a wheelchair-accessible entrance and wheelchair-accessible parking.

    • Saturday morning hours
    • Drive-through service
    • Member-owned cooperative
    “I went in today to take care of some account information for my mother's account, had some issues with suspicious fraud withdrawal. The young man that was our teller did a wonderful job helping set up the account also taking care fraud…”
    — Erik Gorny, 2026-06-02 · google

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  8. 4Front Credit Union in Traverse City8

    4Front Credit Union

    2.1(25)· Google2.1 out of 5 from 25 reviews (Google rating)

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    4Front Credit Union holds a 2.1 Google rating across 25 reviews, listed on Google as credit union.

    “Mr. Turner has taken great care of our family”
    — Deshawn Dalton, 2026-03-19 · google

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Map of every pick

Compare at a glance

Comparison of the best credit unions in Traverse City, MI
#PlaceGoogle ratingPriceGoogle reviewsNeighborhoodPhoneOpen now
1Credit Union ONE4.7(178)4.7 out of 5 from 178 reviews (Google rating)—178—+1800-451-4292—
2TBA Credit Union4.5(102)4.5 out of 5 from 102 reviews (Google rating)—102—+1231-946-7090—
3Team One Credit Union4.5(79)4.5 out of 5 from 79 reviews (Google rating)—79—+1231-346-6490—
4LMCU3.7(65)3.7 out of 5 from 65 reviews (Google rating)—65—+1231-929-8462—
5MSU Federal Credit Union and Pillur Business Banking3.4(9)3.4 out of 5 from 9 reviews (Google rating)—9—+1800-678-4968—
64Front Credit Union3.0(90)3.0 out of 5 from 90 reviews (Google rating)—90—+1800-765-0110—
74Front Credit Union - Administration Center———+1800-765-0110—
84Front Credit Union2.1(25)2.1 out of 5 from 25 reviews (Google rating)—25—+1800-765-0110—

Ratings and review counts shown are Google ratings, displayed with attribution.

How we ranked this list

Each credit union is scored on a Bayesian-weighted rating (its rating adjusted for how many reviews it has compared with the Traverse City category average), how recently we verified its details, and how complete its listing is. Scores and ranks are stored, so the order only changes when the underlying data changes.

Read the full methodology

credit unions in Traverse City, MI: common questions

Which listed credit union in Traverse City, MI has the highest Google rating?
Credit Union ONE at 1407 S Division St has the highest rating, 4.7 from 178 reviews. TBA Credit Union at 630 E Front St, Unit 200 and Team One Credit Union at 1202 Veterans Dr follow at 4.5, with 102 and 79 reviews respectively.
Where can I visit a credit union on Saturday in Traverse City, MI?
4Front Credit Union at 1234 Hastings St, MSU Federal Credit Union and Pillur Business Banking at 312 S Union St, and Traverse Catholic Federal Credit Union at 3797 Veterans Dr each list Saturday hours of 9 a.m.–1 p.m.
Which credit unions in Traverse City, MI stay open until 6 p.m. on Friday?
LMCU at 310 W Front St, MSU Federal Credit Union and Pillur Business Banking at 312 S Union St, Northwest Consumers Federal Cu at 2948 N Garfield Rd, and Traverse Catholic Federal Credit Union at 3797 Veterans Dr all list Friday closing times of 6 p.m.
Which locations in Traverse City, MI have drive-through service?
Drive-through service is listed at Credit Union ONE on S Division Street, both TBA Credit Union locations on E Front Street and W South Airport Road, 4Front on Hastings Street, Northwest Consumers Federal Cu on N Garfield Road, and Traverse Catholic Federal Credit Union on Veterans Drive.
Where can I open an account and get access to a nationwide ATM network?
Credit Union ONE at 1407 S Division St, Traverse City, MI helps members open checking and savings accounts. Membership includes access to nearly 30,000 surcharge-free ATMs through the CO-OP Network and more than 5,000 CU Service Centers nationwide for branch business. Local branch hours are Monday–Friday, 9 a.m.–5 p.m.

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